Our Corporate Banking Division is a key delivery area for customer propositions. Their most important function is the building of a very strong, effective and valued relationship with each and every corporate customer. It also deals with issues that need to be addressed to enable the customer's business become operationally more efficient and focused on key deliverables.

This is achieved through the collective skills of Relationship Managers. Many variables determine the criteria to operate a corporate account and these include: Turnover of GH¢100,000 and above and/or Exposure of GH¢50,000 and above.

OUR CORPORATE SERVICES AND PRODUCTS
These products and services have been developed to meet the needs of organisations operating in a wide variety of markets and sectors and is one of the most extensive available, designed to bring about financial success. It is constantly under review and enhancements are made in response to customer's changing needs. The key products provided include:

LOANS/OVERDRAFTS
Though we focus on providing short-term facilities, we are prepared to consider requests for medium term facilities where appropriate. These are done in both local and foreign currencies.

DEPOSITS

• Current Account
• Call Deposit Account
• Cash Management

INVESTMENTS

• Fixed Deposits
• Negotiable Certificate Of Deposits
• Premium Certificate Of Deposits

MONEY TRANSMISSION

• Telegraphic Transfer (Local and Foreign)
• Bulk Cash Collection
• Internet Banking through CommerNet Plus which is a Web-based service, designed to give corporate clients access to their accounts with GCB at any given time.

INTERNATIONAL SERVICE

• Foreign Exchange Accounts
• International Payments
• International Trade Services
• Foreign Currency Purchases

For further information, contact:
THE HEAD
CORPORATE BANKING DIVISION

Tel: (233-21) 254606
Fax: (233-21) 254609

Email: corporate@gcb.com.gh

Our International   Trade Finance Division (ITFD) provides advisory services and assists both   importers and exporters in their international trade business.

Advisory Services
We offer advise on various terms of   payments in relation to your imports and exports trade.

For Importers 

1. Bills for Collection
   This is a fast and   efficient means of settling trade bills. Payment is made against presentation of   shipping documents to GCB by overseas suppliers (preferably through their   bankers).
    
2. Letter of Credit
   The Bank will provide a   written undertaking to suppliers abroad through their bankers to pay an amount   of money within a specified time, provided beneficiary presents documents as   required by the Letter of Credit.
    
3. Foreign Exchange
   The Bank also provides   foreign exchange at very competitive rates for settlement of Trade   Bills.
   
   
4. Guarantee
   This service offers an opportunity   to importers of goods and services to assess the capacity or financial strength   of an exporter. An importer may therefore require some guarantee that the   exporter will be able to perform as promised.   At the request of the importer,   a Bank Guarantee may be arranged to secure the exporter’s ability to   perform.
      
   GCB offers the under listed types of guarantees:
      
   
   • Bid   Bond
   • Performance Bond
   • Advance Payment Guarantee
   • Payment Guarantee
   • Letter of Comfort
      
       Benefit
       Risk of non-performance by   exporter is drastically reduced  

For Exporters

Subject to compliance with credit   requirements, the Bank provides:

1. Pre-Export Finance
   Funds will be provided   against an Export Letter of Credit to assist clients purchase goods to meet   export orders.
    
2. Post-Shipment Finance
   Advance against   Bills, the Bank advances funds against payments due on a future date.

For further information, contact:
International   Trade Finance Division
Ghana Commercial Bank Ltd
GCB Tower, Kwame Nkrumah   Circle
P. O. Box 871, Accra

Or any GCB Branch

Tel: +233 21 246031 / +233 244   017036
  Fax: +233 21 246042

Or Email   itfd@gcb.com.gh